Consultancy for international students

Problems with the blocked account provider BAM! (Bundesweites Anlagenmanagement UG)

Last updated: 15.07.2021

Some international students are currently experiencing disbursement difficulties with the blocked account provider BAM! (Bundesweites Anlagenmanagement UG).
According to current knowledge, the accounts (at Aareal Bank) are frozen and the money is therefore safe for the time being.
BaFin (the Federal Financial Supervisory authority) and the LKA are investigating. The German Foreign Office has been informed and states that currently everyone is working on a solution for accounts that have already been opened.

If you are affected, please contact our Social Counselling or the International Office of your university.  (You can find the contact details of your International Office here.)

Update from 22 July 2021:

information from BaFin with regard to the winding up of unauthorised deposit business (forwarded to

Tips for international Students - How do I finance my studies in Germany?

International students often have a lot of questions during their studies in Germany:

A new university system, a foreign language and often a completely different culture can cause communication difficulties and conflicts with classmates, roommates and the employees of authorities.

We are happy to help you with specific questions about legal issues (residence permit, employment law, etc.) or the financing of your university education. Most international students need to finance their university education themselves and cannot receive financial assistance.

Sometimes the problems are just caused by a lack of information. We are happy to provide you with information and useful contacts.

Consultancy at the Studentenwerk:

The Social Counselling Service is a first point of contact for students seeking advice and support in social issues related to their studies.

Consultations are strictly confidential and completely independent of the universities and other authorities!


Consultations by arrangement or during the office hours of the counselling services.


Consultancy at the universities:

The International Office at your university also offers advice and support!